
Insurance
- Pete
- 1275 Cooper S
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Re: Insurance
Just spent half an hour on the phone to RH, lots of surprising questions about sat nav
,etc. Didn’t seem to have any understanding of classic cars at all unfortunately, let alone 60s Minis. Next!

- Pete
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Re: Insurance
Well after a chat with Haggerty we managed to get to a reasonable premium (whatever that is) and the renewal price was brought down quite abit so always worth talking before you go elsewhere. Just seems all abit unnecessary to me! A good mate of mine insures his Mk2 S with Lancaster for about £130 inc agreed value and another insures his Mk1 S with CVI for about the same, very low road miles, so that seems to be the competitive end of the market and I’ll probably speak to both of those next year!
- mab01uk
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Re: Insurance
I have been with RH on my classic Mini for years but I left them this year as the once simple renewal process over the phone, also made also me feel like they no longer have any understanding of classic cars at all. Probably due to the letter I received recently saying they were under new ownership?
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- 998 Cooper
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Re: Insurance
I have 3 S s £125,000 combined to renew next month . last year withCVI was £280 for the 3. 3k miles each if you go over the3k drops back to 3rd party only. Watch this space as everyone is saying it’s all gone up.
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- 1275 Cooper S
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- 998 Cooper
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Re: Insurance
I too have ditched RH after many years for the exact same reason.I have been with RH on my classic Mini for years but I left them this year as the once simple renewal process over the phone, also made also me feel like they no longer have any understanding of classic cars at all. Probably due to the letter I received recently saying they were under new ownership?
- Pete
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Re: Insurance
Yes mate.kit of bits wrote: ↑Sat May 13, 2023 8:25 pm Peter
I hope you have project/off road insurance on the others?
D
- Andrew1967
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Re: Insurance
I’m with AbbeyAutoline based in Northern Ireland . Been insured with them for years now.
This years renewal was just under £600 but that was for five cars, the 4 Minis and my 306, which at £120 a car I didn’t think was bad.
I have looked around elsewhere but the prices are really no better or the savings are just not worth the hassle of going through the rigmarole of condition forms, listing modifications and more photos.
That said if it goes up by any amount next year then I may have to look more seriously around at what’s on offer .
This years renewal was just under £600 but that was for five cars, the 4 Minis and my 306, which at £120 a car I didn’t think was bad.
I have looked around elsewhere but the prices are really no better or the savings are just not worth the hassle of going through the rigmarole of condition forms, listing modifications and more photos.
That said if it goes up by any amount next year then I may have to look more seriously around at what’s on offer .
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- 998 Cooper
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Re: Insurance
I've been using Locktons for a few years now - I believe part of Chubb. Very easy to deal with on the phone and have a name to speak to who knows my policy - rather yester year customer service which is also very efficient...
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- 1275 Cooper S
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Re: Insurance
Who is that with and what does it include?Pete wrote: ↑Sat May 13, 2023 10:08 pmYes mate.kit of bits wrote: ↑Sat May 13, 2023 8:25 pm Peter
I hope you have project/off road insurance on the others?
D
D
- mk1coopers
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Re: Insurance
minimk1man wrote: ↑Sat May 13, 2023 9:04 pmI too have ditched RH after many years for the exact same reason.I have been with RH on my classic Mini for years but I left them this year as the once simple renewal process over the phone, also made also me feel like they no longer have any understanding of classic cars at all. Probably due to the letter I received recently saying they were under new ownership?
I’m with RH too, what’s changed with the renewal process ?
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- 998 Cooper
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Re: Insurance
Firstly a big price hike and secondly useless call centre with useless people. Seem to have little understanding of classic cars.
- mk1coopers
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Re: Insurance
Hmm, have to see what comes through then, did get a quote from Goodwood classic insurance for one car as a comparison so I’ll have something to go on
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- 998 Cooper
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Re: Insurance
Just had cause to query my renewal with Hagerty as it had jumped £200. It seems that their system has a glitch whereby it’s not taking off Club / motor club discounts !! Needless to say a much better premium and with them again.
- Pete
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Re: Insurance
Mmm… a computer glitch they knew about but haven’t contacted their customers to tell them? That’s not the story I got off them.
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- 998 Cooper
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Re: Insurance
Well generally I’d be skeptical but the chap I deal with is a friend through motorsport so would trust his answer in fairness to him.
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- 998 Cooper
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Re: Insurance
I would be wary of Lancaster as my father had a fuse box fire on his UR quattro and they were ready to right it off for the molten fuse box and some paint scorching as it was only a 1990 Audi saloon to them! When we argued the case they eventually paid up for the body damage but wouldn't do anything with the fuse box as a new one was not available so I ended up having to sort that myself so it could be driven to the bodyshop!
- Costafortune
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