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I know this will have been asked a few times before but any recommendations for insurance? Just got my renewal from Haggerty and it’s pretty steep for the road miles I ever do.

I have sent you an email Pete. May be of interest

I have used 2 for years. RH & Footman James. I am currently only using Footman James as they were prepared to insure Adam as a named driver on everything. Not cheap, but useful.

RH, came back to me when I cancelled my policy with them & said the were now prepared to insure both of us, so I'm going to get a quote from them in June. Historically, they have been a good price.

Bit of advice from a man on the inside....

Always check who the actual insurance company is. There's a lot of 'white labelled' stuff about which will have a brand name on, but on the bottom of any quote should be the name of the insurer. Go for a household name if possible and stay away form anything not regulated the UK FCA regulator (it's usually the Bermuda, Gibraltar based companies I don't like). They're not all bad, but personally i'd steer clear for the sake of a few quid on my pride and joy.

Hagerty are putting up prices .. shame as i like the RAC Breakdown & Recovery etc that is included within premium & never been big hoops to jump through to get that agreed value .. but do notice i no longer get first refusal should the car be a rite off .. i will check price & what conditions apply elsewhere next time.

I left Hagerty insurance after 20 claim free years never had any probs with them but the premiums went up very quickly. I now use Cherished vehicle insurance for 2 coopers and 2 Jaguars they are part of the A plan group, the premiums have worked out better for me.

mk1 wrote: ↑Fri May 12, 2023 10:34 am RH, came back to me when I cancelled my policy with them & said the were now prepared to insure both of us, so I'm going to get a quote from them in June. Historically, they have been a good price.

RH have been good with our other Classic

Thanks for the comments, and thanks Trev for the email. The whole culture of insurance where they hike it up, lose your custom and you go back to a previous insurer only for them to do the same the year later really does naff me off. And that’s not necessarily classics! Bit of a merry-go-round isn’t it?

I have my Minis on a Hagerty policy here in the USA. I’m happy with the coverage and I pay more than I would if I insured with a lesser known insurance company. One of those things where you don’t know how good they are until you need to use them.

Well!!
I am with flux, when the worst happened they gave me a rough ride but did pay out in full over £30,000 on my mini pick up..
Don’t get me wrong it wasn’t easy hours on the phone, I lost count of the emails, pictures etc but we got there..I can’t thank Steve1071 enough for his input..
House insurance, 14 months later, week 30 of a 16 week project, full strip out again 2nd new roof, ceiling & floor I won’t go on!
Don’t insure with sainsburys bank..again I can’t thank steve1071 enough for his help..
D

Just spent half an hour on the phone to RH, lots of surprising questions about sat nav ,etc. Didn’t seem to have any understanding of classic cars at all unfortunately, let alone 60s Minis. Next!

Well after a chat with Haggerty we managed to get to a reasonable premium (whatever that is) and the renewal price was brought down quite abit so always worth talking before you go elsewhere. Just seems all abit unnecessary to me! A good mate of mine insures his Mk2 S with Lancaster for about £130 inc agreed value and another insures his Mk1 S with CVI for about the same, very low road miles, so that seems to be the competitive end of the market and I’ll probably speak to both of those next year!

Pete wrote: ↑Sat May 13, 2023 11:41 am Just spent half an hour on the phone to RH, lots of surprising questions about sat nav ,etc. Didn’t seem to have any understanding of classic cars at all unfortunately, let alone 60s Minis. Next!

I have been with RH on my classic Mini for years but I left them this year as the once simple renewal process over the phone, also made also me feel like they no longer have any understanding of classic cars at all. Probably due to the letter I received recently saying they were under new ownership?

I have 3 S s £125,000 combined to renew next month . last year withCVI was £280 for the 3. 3k miles each if you go over the3k drops back to 3rd party only. Watch this space as everyone is saying it’s all gone up.

Peter
I hope you have project/off road insurance on the others?
D

I have been with RH on my classic Mini for years but I left them this year as the once simple renewal process over the phone, also made also me feel like they no longer have any understanding of classic cars at all. Probably due to the letter I received recently saying they were under new ownership?

I too have ditched RH after many years for the exact same reason.

kit of bits wrote: ↑Sat May 13, 2023 8:25 pm Peter
I hope you have project/off road insurance on the others?
D

Yes mate.

I’m with AbbeyAutoline based in Northern Ireland . Been insured with them for years now.

This years renewal was just under £600 but that was for five cars, the 4 Minis and my 306, which at £120 a car I didn’t think was bad.

I have looked around elsewhere but the prices are really no better or the savings are just not worth the hassle of going through the rigmarole of condition forms, listing modifications and more photos.

That said if it goes up by any amount next year then I may have to look more seriously around at what’s on offer .

I've been using Locktons for a few years now - I believe part of Chubb. Very easy to deal with on the phone and have a name to speak to who knows my policy - rather yester year customer service which is also very efficient...

Pete wrote: ↑Sat May 13, 2023 10:08 pm

kit of bits wrote: ↑Sat May 13, 2023 8:25 pm Peter
I hope you have project/off road insurance on the others?
D

Yes mate.

Who is that with and what does it include?
D